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Helping consumers who have trouble paying
their bills in a compassionate and affordable manner.
  WHY CHOOSE US?
  • In over 33 years of doing Chapter 7 Consumer Bankruptcies and serving thousands of clients, we have never had a client lose his/her house to the Bankruptcy Court and have saved hundreds of homes from mortgage foreclosures for our clients. It is extremely rare that Consumers lose any asset in a Bankruptcy.

  • HANK4HELP (Attorney Sefcovic, P.C.) has payment plans and does same-day filing.

  • All the residents of Lapeer, Livingston, and Shiawassee Counties who file bankruptcy must file in Flint. The residents of the other 21 counties* in the Northern Division must file bankruptcy in Bay City. HANK4HELP (Attorney Sefcovic, P.C.) has two offices, one in Bay City and one in Flint. An attorney in a city that is a distance from Flint or Bay City only files a few bankruptcies a year while all we do is bankruptcy. Why pay your attorney to drive to Bay City or Flint? Our offices are located near the bankruptcy courts. You won’t have to pay us mileage to get to court.

  • For our clients’ convenience, appointments can be in one of our offices, on the phone (1-888-HANK-4-HELP is toll free), or by email.

  • The Office has been a member of the National Association of Consumer Bankruptcy Attorneys since 1997.
*The 21 counties include: Alcona, Alpena, Arenac, Cheboygan, Clare, Crawford, Genesee, Gladwin, Gratiot, Huron, Iosco, Isabella, Midland, Montmorency, Ogemaw, Oscoda, Otsego, Presque Isle, Roscommon, Saginaw, and Tuscola.
     
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Attorney Sefcovic, P.C. is a federally designated debt relief agent pursuant to an Act of Congress signed by the President of the United States.
Henry J. Sefcovic has proudly assisted individuals and consumers seeking relief under the United States Bankruptcy Code for more than 30 years.
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